Protect Your Assets
Cool River Insurance Solutions
Formally California Guardian Insurance Services
Formally California Guardian Insurance Services
Primary Home
Secondary/Vacation Home
Rental Properties
Condo
Personal auto insurance.
The people inside your vehicle are what matter most.
Protecting your loved ones from the unforeseen is more important than I can articulate. Just ask anyone who's lost a loved one.

We like to keep things simple, and you deserve quality options, which is why we work with the best insurance companies in the Country.
It's about protecting your family, your business, your home,
and all of your assets.
Established in 2011 and currently helping people in 40 States.
Any auto for business use
Protect your source of income before you're served with a lawsuit
Protect your assets.
Umbrella insurance provides liability coverage above your other insurance.

My agency is your direct link to multiple insurance companies.
We evaluate your needs, we shop your rates, then we present you with the
best fits.
You only work with my agency and we respect your time.
Brief Snapshot of the companies we work with: GEICO, Mercury, Travelers, Liberty Mutual, Progressive, CHUBB, PURE, Allstate Companies, Farmers Companies, Scottsdale, Lloyds of London ...
Contractors is a broad term
General Contractors, The Trades, Independent Contractors, and more.
Home based or online, you need coverage to protect your income
Professional liability is one of the most important coverage's you need. Just ask an attorney who sues people for a living.
Never forget, your insurance policy is an agreement between you and your insurance company. We do our best to underwrite your policy before we send you a quote, but we'll need to review and verify the specifics before we can issue your policy, so follow up calls are mandatory.
During our initial underwriting process we run applicable reports, such as your DMV and Property History Reports directly with the prospective insurance companies. We do not share your information with anyone outside of our organization.
We're a personalized service, so you will only be contacted by a representative from Cool River IS.
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Home Insurance / Hazard Insurance / Fire Insurance / Condo Insurance
Your home is more than a place to lay your head and care for your family, it's also a significant investment. Good insurance is going to save you money and reduce your exposure.
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Auto insurance is one of the most important financial protections you can have, because auto accidents are a dime a dozen.
Good auto insurance protects much more than your vehicle. It'll protect you from lawsuits and it affords you significant coverage when you're injured in an accident.
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Business Insurance is an extremely broad term, and we have a lot of options.
Your business is you income stream, and you don't want to be blindsided by a lawsuit, so let's make sure your source of income is protected.
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This is one of my passions, because "Protecting our Loved Ones from the unforeseen is vital."
Life insurance is one of the most important financial instruments every parent should have, and each policy should be tailored to your specifics needs. Some policies last for fixed periods of time, some will continue past the age of 100, and some will provide significant cash accumulation with extra benefits.
Which one is right for your family? You're one conversation away from finding out.
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It's simple.
We work with more insurance companies than we want to list. We find you the coverage that fits your needs at the lowest cost and we don't charge you anything. Our income comes from the insurance companies, at zero cost to you.
Here's a short list of the companies we work with: Progressive, Travelers, Liberty Mutual, Nationwide, Allstate, GEICO, Berkshire Hathaway, CHUBB, Hiscox, Markel, Lloyd's of London...
Added Bonus: Your privacy matters, so you'll have a specified agent to work with, and we don't share your information.
Motorcycles / Off Road / Boats / Campers / RV's
Simply put, we insure it all.

We formally changed our name from California Guardian Insurance Services to Cool River IS. (Cool River Insurance Solutions)
Please direct all P&C Appointment Requests to our Corporate Office: The Ahbe Group handles all of our Contracting
The Ahbe Group / TAG Insurance Services
7167 S Alton Way, Centennial, CO 80112
Coming Soon
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