Home insurance - cool river insurance solutions

Your home is more than a place to raise your family, it's an important asset and you should have a homeowners policy that thoroughly protects your valuable asset.

Also referred to as Hazard Insurance or Fire Insurance

There are major differences between homeowners polices and landlord policies when it comes to insurance.  Any single family home or multi-unit property that's rented to others needs to be a landlord policy. 

Condo or Townhome Policies are vastly different than normal home insurance.  Your policy works in conjunction with the associations policy, so it's vital that you have the right coverage for your specific situation.

It's all about the reconstruction costs.  When your home exceeds the reconstruction costs for the standard insurance companies, you need a policy that will ensure your home gets rebuilt they way you want it.